Sunday, January 31, 2010
I only had one transaction at CVS this week, but I had to go to 2 different CVS Stores to find the Dove Men's Body Wash. Let me add that I hate finding fill in items. I usually just pick up what is closest to the register and then when I leave I always think about something else that would have work as a better fill in.
Started Out with $12.00 in Extra Care Bucks.
Transaction #1 - Colgate $2.99 - $0.75 coupon
Dove Men's Body wash 2 at 5.49 -$1.00 and $1.25 coupons
CVS Hand Sanitizer $1.49
Total OOP- $2.01 out of this Tax was $1.55
I received another $12.98 in Extra Bucks
Started out with $4.00 in Register Rewards.
Transaction #1 - Kellogg's Rice Krispies - 2/$5.00 -$4.00 Register Reward
Total - $1.50
Got Back - $2.00 in Register Reward
Transaction #2 - Russel Stovers Heart -$0.29
Vitamin Lip Stuff - $1.99
Used - $2.00 Register Reward from transaction above
Total - $0.51
Earn $2.00 Register Rewards for next time.
Friday, January 29, 2010
I keep the books and reconcile our accounts while Frugal Chick actually makes the purchases. In our meetings she explains to me what purchases cost and why a particular item needs to have more or less budgeted to it. I explain to her how much income we have and what her proposed changes to the expenses will do to the over all budget. We then discuss the option and come up with a revised budget.
We try to work it like a corporation and call ourselves BS Incorporated after our first initials and for other reasons.
We make sure we both understand what is our savings and checking accounts and what our changes will do to the monthly totals before we end our meeting. We always dedicate some money to savings and have an emergency fund and I would suggest these two things to anyone else. This process sounds complex, but after a few meeting the prep time should be less than thirty minutes and the meeting should never go more than about twenty minutes. After twenty minutes one or both partners will have lost interest and minds will wander.
This process keeps us on the same page and working toward the same objective. We both know how much income we bring home and how it is being spent and applied. I feel this process greatly reduces our arguments over money, and could work for any couple that commits to it. If a couple has the same financial information and compromise together to form common financial goals there really will not be much to argue over, financially speaking. As far as, arguing over the remote and laundry your on your own.
Wednesday, January 27, 2010
But Money Saving Mom has listed a lot of good deals at Walmart this week. I may actually have to go get some of these.
I love reading Money Saving Mom because she is just so inspiring.
Tuesday, January 26, 2010
Monday, January 25, 2010
Vendor Coupon $10.59
Store Coupon $2.88
Advertised Special Savings $16.39
In-Store Special Savings $1.69
Total Savings $31.55
Total Spent $30.97
Outstanding Deals - digigornos pizza - Free Coupon
Waffel Mix - Special in store $.50
Hallmark Cards $0.99 each - used two $0.99 off a Hallmark cards
Friday, January 22, 2010
First up: This easy dish I hear advertised on Rotel Tomato commercial so I thought we would try it. And I had all the ingredients were in the pantry. All this recipe contains is pasta, small block of Velveeta cheese, chicken, & two cans of Rotel Tomatoes. We both really liked it, and I would definitely make it again.
Thursday, January 21, 2010
It is hard to go to work after supper and to give up my weekends in order to work two jobs. I just had to remember tax season only last twelve weeks and I was being well paid for my trouble. The work helps me stay sharp on matters of tax, general accounting and estate planning. I work in governmental accounting and if I did not work tax seasons my knowledge in tax and corporate accounting would slowly fade. When the time is right I would like to go into private practice and the work I do during tax season keeps me up to date on accounting issues. The tax work has and will continue to help make contacts and build a future client base.
A second job is a source of additional income to help with finances, trips, and savings for the future. It will also help to keep a person sharp and motivated regardless of their field of expertise. A second job will also increase a person’s knowledge and help make new contacts. I would recommend a trying a second job to anyone with drive, ambition and a frugal nature.
Wednesday, January 20, 2010
Had extra bucks to cover the Soy Joys. All I had to pay was tax which was $0.60 a box.
The Oust 4 at $3.99 each used two BOGO Coupons plus a $6.00 Extra Bucks. Making my total out of pocket $3.58 and I received back extra bucks of $12.00. Plus this qualifies for the SC Johnson rebate.
This weekend I got lucky because I didn't know it, but Target had marked down some of their toys to 75%. I lost my receipt, but all of these were around $10.00. They will fit great in shoe boxes at Christmas.
This picture is missing 2 bottle of Fantastic that I also got this night.Savings Summary : Store Coupon $12.80
Vendor Coupon $24.30
Advertised Special Savings $24.50
Advantage Buy Savings $1.49
Total Savings: $63.09
I started to clap when the woman at the register told me my told was $35.03
Tuesday, January 19, 2010
Well this picture was taken in December, which was the last time he wore his tux.
I know it sounds silly, but Accounting Dude owns his own tux. When we first started dating we got invited to a few balls. Balls are big in our town. He rented a tux once for a little over a $100.00 and decided that if he was going to go to many of these balls he would just buy a tux. Since investing right at $500.00 for his tux, shoes, shirt, vest, tie and cufflinks, he wouldn't get the cheap one, he has worn it to 3 balls and our wedding. He has worn the shoes one other time. He was in a wedding and had to rent a tux to match the other groomsmen. After wearing it this last time he said, "I only have one more time and then I've broke even."
I think of it this way my wedding dress cost around the same amount as his tux and I have only worn it once. So I think he is way ahead of breaking even.
My Tuesday Tip is consider the cost of renting over buying or buying over renting. In this case we made out better by purchasing the item.
Monday, January 18, 2010
-Okay so I'm not doing so well on the $150.00 limit. Accounting Dude and I have talked and it is easier for Accounting Dude to budget $40.00 a week instead of $35.00 the first week and $40.00 the next week. But still we have limited our grocery budget.
- I have tried to make a monthly menu, but we don't seem to stick with that. So now I'm going to try to make a weekly menu.
- I still haven't had time to clean out and inventory the pantry.
- I don't think that I will have anything left to save towards the refrigerator.
- Lunches have been a challenge, but this week I got lucky because with sales and coupons I was able to get Healthy Choice meals for $0.50 each.
On a happier note: Accounting Dude and I think that we will try to stick to this longer than a month. We also have used several things in our freezer and made some meals we would have never before.
I'll give you another update at the end of the month.
Friday, January 15, 2010
The inside of the quesadilla after I had taken a bite of it. We were both surprised at the amount of products the quesadilla had inside of it. It was very filling.
Now on to the soup. I am not usually a big soup fan, but since it has been so cold lately I decided to make it more. Also it has been on sale and Accounting Dude likes soup. I thought that this soup didn't have much of a flavor it seemed kind of boring and unmemorable. Accounting Dude said that it was pretty good which when ask to clarify that he said it was just okay not great or anything. I think I'll stick with some of Campbell's other flavors before I buy this one again.
Thursday, January 14, 2010
This is actually the inside of the Nail Diva Kit. Don't you just love it?
I did learn that you have to have the same number of items that you have coupons. That has to be one of the stupidist coupon rules I have ever heard of. Mostly because I hate finding fillers.
Wednesday, January 13, 2010
So one of the choices we made was to go to watch the BCS National Championship game. Part of the deal was that if Accounting Dude got to go to the game I got to go to Disney Land. I enjoyed Disney Land, but I don't think as much as he enjoyed the game.
We also had to make a stop on Rodeo Dr. which I think you couldn't save any pennies on this street, but you could definately spend a lot of dollars.
Tuesday, January 12, 2010
See these boxes were sent to my office on December 28Th. Everyone dug into the goodies inside I looked at the boxes. All I could think was that they were nice a nice size for small items. So I took them and left the goodies. I know next year they will make great gift boxes and I'll also be recycling. I guess my tip is look for unusual shaped boxes and keep them. I don't know a Christmas that hasn't gone by when either my brother or I had received a gift in a box that checks were sent in. Sometimes laughing at the box is just as much fun as the gift.
If you live in Alabama you will find this funny - This year for Christmas I received gifts in boxes from Gayffers and Parisians, both department stores that are longer in business and haven't been in years.
Monday, January 11, 2010
Total spent: $23.49
Savings Summary: Vendor Coupons $7.00
Advertised Special Savings $9.60
Total Savings: $16.60
Good Buys: Digiorno Pizzas $10.00- $4.00= $6.00
Peter Pan Peanut Butter 2 for $2.59 - $2.00 = $0.59
Ronzoni Pasta 2 for $1.79 - $1.00 = $0.79
Sunday, January 10, 2010
I did have time to run in their one night when they had their Christmas 80%.
All the items in this picture came to $13.17. More Christmas presents for next year.
This ribbon is for my grandmother in law. She needs new bows to go on all of her wreaths at her house. She has 7 wreaths across the front of her house and 2 in the back so I was lucky to find 9 rolls of ribbon all the same color. These were orginally $9.99 a roll with 80% off.
Saturday, January 9, 2010
Friday, January 8, 2010
I really wanted the Turkey pin. My mom had one like this when I was growing up and when I saw this I had to have it. It was only $0.50.
Thursday, January 7, 2010
Kohl's - $27.66
Northcutt's On Main (I love this store!) - $15.77
The purple striped ball is for on my tree it is part of Christopher Radko set of 4, but one broke and they broke up the rest of the set. Then it was marked half off so I got it for $2.25. Can you believe that?
Wednesday, January 6, 2010
Electrosol- $3.49 coupon used $2.50
Neosporin - 2/$8.00 coupons used 2/$3.00 off
Walgreen's - $0.99 needed because Accounting Dude is sick
Go back - $4.00 in Register Rewards
I had to go back in because I checked my receipt because I thought I was charged to much which I was. I was charged twice for the Electorsol. I went back to the girl who check out my order and she had me go in the line with manager. When I showed her the receipt and told her I was charged twice for one item. She said to me, "Are you sure you didn't purchase two?" I hadn't even made it out the door. Do they really have that many people steal Electrosol tablets? I mean with coupons and Register Rewards they paid me a penny.
Tuesday, January 5, 2010
Monday, January 4, 2010
First up Publix -
Savings Summary - Vendor Coupons $8.00
Store Coupons $9.00
Advertised Special Savings $10.07
Advantage Buy Savings $0.029
Your Savings at Publix - $27.36
Total Spent - $21.21
Good Deals in this order -
Olay Regenerist $3.99 x 2 used 2 $1.00 off coupon and it qualifies for a $15.00 mail in rebate.
Scotties Tissue on sale $0.99 used $1.00 off coupon
Wonka Candy - $1.00 used $1.00 off coupon
Glade Candles (2) - $5.99 each used 2 Publix $4.00 coupons and 1 $3.00 off coupon on two.
Rite Aid -
The Grinch was on sale for 75% off making it $3.25
Zyrtec - $18.99 used $4.00 coupon and it qualifies for a $4.00 single check rebate.
I used a $10.00 off Rite Aid coupon.
When I get back the $4.00 single check refund my total will be $4.25
Christmas clearance 75%- a bunch of stuff for $7.43 most of which will go into my Christmas boxes.
Sunday, January 3, 2010
So this is what the post was suppose to be about. Accounting Dude and I thought it would be fun to give you our opinion about new products that we try. We both would love to be food critics, but since we aren't and we have blog you, our readers, will get to hear about this. It will make trying new products fun. By the way we paid for these products.
Friday, January 1, 2010
- Limit our grocery spending to $60.00 a week. This will mean that we will have to eat out of the pantry more, and making a weekly menue.
- Purchase a $100.00 gift certificate at CVS and see how we can make it last. Our goal is to make last until the end of June. In July if this gift card is used up a new $100.00 can be purchased.
- Have a least 1 yard sale.
- List at least 10 items on eBay.
- Keep working through the Baby Steps.
- Fill at least 10 shoeboxes for Operation Christmas Child. I love this organization.
- See how much change we can collect each month. Our goal is $350.00
- Save up and purchase a new refrigerator. I'm tired of buying a bag of ice everyweek, and this should also save on energy.
- Save up and purchase a new dishwasher.
- Save up and expand the patio.
- Save up and fence in our backyard.
And the biggest Goal - Save up and purchase a new car.
Let's see how many of these goals Accounting Dude and I can reach this year.